New Cars
		Rate	APR*
60 months		5.25%	5.25%
72 months		6.00%	6.00%
Used Cars
		Rate	APR*
60 months		6.00%	6.00%
48 months		5.50%	5.50%
36 months		5.00%	5.00%
Personal
		Rate	APR*
48 months	Reg	12.50%	12.50%
48 months	LS	11.00%	11.00%
Motor Homes
		Rate	APR*
60 months w/payroll	New	7.50%	7.50%
60 months w/o payroll	New	8.00%	8.00%
48 months w/payroll	Used	7.50%	7.50%
48 months w/o payroll	Used	8.00%	8.00%
Trailers
		Rate	APR*
60 months w/payroll	New	7.50%	7.50%
60 months w/o payroll	New	8.00%	8.00%
48 months w/payroll	Used	7.50%	7.50%
48 months w/o payroll	Used	8.00%	8.00%
Boats
		Rate	APR*
60 months w/payroll	New	7.50%	7.50%
60 months w/o payroll	New	8.00%	8.00%
48 months w/payroll	Used	7.50%	7.50%
48 months w/o payroll	Used	8.00%	8.00%
Home Improvement
		Rate	APR*
72 months		10.00%	10.00%

SHARED SECURED LOANS ARE 3% OVER DIVIDEND RATE.

HOME EQUITY LINE OF CREDIT IS OFFERED AT 80% OF THE APPRAISED VALUE MINUS THE LOAN BALANCE OF THE FIRST MORTGAGE,

*APR IS ANNUAL PERCENTAGE RATE